Before you apply

This web site is designed to give you the information that you need to decide whether the City House Investors Alpha Manager discretionary investment management service is right for you. This service does not constitute advice or a personal recommendation. We haven’t assessed if the product or investments are suitable for you, and therefore any transaction you make through this service does not benefit from the protection of the Financial Conduct Authority’s rules on assessing suitability. You should decide if they’re right for you. If you are at all unsure if this service is suitable for you please seek financial advice, which we can provide at an extra cost, for more information please contact us at Alternately, if you would like to find a Financial Adviser yourself, Unbiased can help with this.

Please read this important information before you start:

  • You must be at least 18 years old and a resident in the UK.
  • For ISA or SIPP applications you must be resident in the UK for tax purposes, unless you’re currently a Crown employee or their spouse or registered civil partner.
  • You can’t apply if you’re a US citizen or US tax payer.
  • For ISA applications the amount invested must not exceed the current maximum ISA annual allowance.
  • For ISA applications you may not open another Stocks and Shares ISA with another provider in the same tax year.
  • For SIPP applications the amount invested must not exceed the current maximum pension annual allowance.
  • Although there is no fixed term, you should be prepared to invest your money for at least five years.
  • The value of a GIA, ISA or SIPP will be directly linked to the performance of the portfolio selected and may fall as well as rise. You may get back less than you invested.
  • When you select a portfolio you should read the funds contained within its Key Investor Information documents. they contains important information including the cost of the fund and its specific risks.
  • You may pay income tax on the income from your GIA depending on your personal circumstances.
  • If you sell or switch units or shares in your GIA, you may be liable to capital gains tax on the growth.
  • The favourable tax treatment of ISAs and SIPPs may not be maintained in the future and is subject to changes in legislation. The benefit of any tax treatment will depend on your individual circumstances, and may change in the future.

During the application you’ll need:

  • Your national insurance number
  • Details of any GIA, ISA or Pension that you wish to transfer to us
  • Bank details if you wish to make regular contributions or withdrawals

Once you’ve applied

  • We’ll send you an email to confirm your application
  • Once we have set up your account(s) we will email you the relevant bank details and reference numbers to make any lump sum contributions that you wish to make.