Portfolio review - Cautious to Moderate (ESG) Risk Profile
Further to the most recent investment review, we have made the following adjustments to the City House Investors Discretionary Managed Portfolio Service Cautious to Moderate (ESG) Risk Portfolio.
In line with our portfolio investment policy statement we have made changes to the Cautious to Moderate (ESG) portfolio this month. Funds have been added or removed, because the overall performance and risk profile meets, or fails to meet, the criteria of the City House Investors managed portfolio service fund selection model. Additionally we have adjusted the portfolio asset allocation as appropriate to current market conditions.
Your actual portfolio allocation may vary slightly from the details on this page, depending on fund availability within the platform that you are invested in. details of the exact holdings and adjustments within your portfolio are provided to you via your quarterly investment report.
Methodology
This portfolio will be managed using a strategic asset allocation model that is in line with the risk mandate and the time horizon of the portfolio. We may adjust the asset allocation on an ongoing basis with a tactical overlay, this will increase or decrease allocation to certain asset classes based on our view of potential opportunities within the various sectors.
We will populate the selected asset classes within your portfolio with mix of index tracking funds and/or actively managed funds, depending on our view of potential growth and risk of available funds. We will review the funds that you are invested in periodically as we feel is appropriate.
Short Term (3-7 years) revised %
Short Term (3-7 years) historic %
Medium Term (8-15 years) revised %
Medium Term (8-15 years) historic %
Long Term (16+ years) revised %
Long Term (16+ years) historic %
Risk Profile description - Cautious to Moderate
As a 'Cautious to Moderate' investor you are prepared to take limited investment risk in order to increase the chances of achieving a positive return but you only want to risk a small part of your capital to achieve this. A typical 'Cautious to Moderate' portfolio will have up to half invested in fixed interest products which are low risk but offer only low returns. The larger part of the portfolio will be invested in equities and property which can boost longer term returns but are associated with more risk. The range of assets provides diversification benefits which also help to reduce the overall risk.