Our Services
Investment Management
Whatever your long-term investment priorities, we are here to help. Our first job will always be to understand your priorities and build a personal relationship with you. Investing is a way to achieve a broad range of financial goals, such as funding education for children, future purchase of property or travel in retirement. In a broader sense, a diverse investment portfolio is a source of financial security and potentially a valuable source of income.
We offer discretionary investment management which is a form of investment management in which buy and sell decisions are made by our portfolio manager within your account. The term "discretionary" refers to the fact that investment decisions are made at the portfolio manager's discretion, within the parameters that we agree with you. This means that you can concentrate on enjoying your life, safe in the knowledge that your investments are being monitored and managed for you.
The value of your investment can go down as well as up and you may not get back the full amount invested.
Retirement Planning
Do you have enough money for a comfortable retirement? We will devote our time, expertise and experience to building a retirement plan centred on your specific retirement needs and goals. Working closely with you, we will formulate an adaptable and workable retirement plan that takes advantage of tax efficiencies and savings available to you.
Many people enjoy active lives well beyond retirement. If you would like to keep your lifestyle beyond work, it is vital to plan well in advance, to make sure that you take the required provisions. You should carefully consider your Pensions & Retirement Planning.
Financial Protection
To ensure that you have the best chance of reaching your financial goals, protection planning is essential. You never know when the worst could happen, if it does and you don’t have a plan in place, this could have a devastating effect on your loved ones and your financial future.
An accident, any long term ill-health or critical illness, the death of a key business partner or family member, would undoubtedly impact upon your financial planning and security. We can help you devise and implement a plan to protect you should you need it.
Estate Planning
Have you thought about what will happen to your estate when you’ve gone?’ Wealth preservation and wealth transfer are increasingly important for many families today. We can help you consider what action may need to be taken before it’s too late.
Most of us should prepare for the eventual transfer of our assets, regardless of any tax or legal consequences. This will ensure we leave our wealth to those who matter the most. Having a well-managed estate can save time and legal costs in the long term, help mitigate an Inheritance Tax bill, and help ease the pain for those you leave behind.
Tax Planning
We understand taxation is a complicated subject. The rules, reliefs and allowances are continually changing. We can advise you on the most up to date information and ensure you're not paying more tax than you need to.
Careful tax planning is essential to the way that your retirement provision, investments and savings are structured. At City House Investors we help you make use of the complex and ever changing range of tax reliefs and allowances that are available, to ensure that you are in a position to make the most of your estate.
Charitable Giving
There’s an increasing desire amongst those fortunate enough to have the means and the desire to support good causes. You may have already decided which charity or organisation you want to benefit or perhaps you need help deciding, in which case we can suggest how to choose based on an organisation’s Ethical, Social and Governance (ESG) criteria or through other research.
Many of our clients are keen to support charitable causes, either during their lifetime or by including bequests in their wills. A number of tax reliefs are made available to incentivise taxpayers to donate to charity. These are important to ensure that your chosen charity can realise the maximum benefits and you can also benefit from the tax advantages designed to encourage giving.