Portfolio review - Moderate (ESG) Risk Profile
Further to the most recent investment review, we have made the following adjustments to the City House Investors Discretionary Managed Portfolio Service Moderate (ESG) Risk Portfolio.
In line with our portfolio investment policy statement we have made changes to the Moderate (ESG) portfolio this month. Funds have been added or removed, because the overall performance and risk profile meets, or fails to meet, the criteria of the City House Investors managed portfolio service fund selection model. Additionally we have adjusted the portfolio asset allocation as appropriate to current market conditions.
Your actual portfolio allocation may vary slightly from the details on this page, depending on fund availability within the platform that you are invested in. details of the exact holdings and adjustments within your portfolio are provided to you via your quarterly investment report.
Methodology
This portfolio will be managed using a strategic asset allocation model that is in line with the risk mandate and the time horizon of the portfolio. We may adjust the asset allocation on an ongoing basis with a tactical overlay, this will increase or decrease allocation to certain asset classes based on our view of potential opportunities within the various sectors.
We will populate the selected asset classes within your portfolio with mix of index tracking funds and/or actively managed funds, depending on our view of potential growth and risk of available funds. We will review the funds that you are invested in periodically as we feel is appropriate.
Short Term (3-7 years) revised %
Short Term (3-7 years) historic %
Medium Term (8-15 years) revised %
Medium Term (8-15 years) historic %
Long Term (16+ years) revised %
Long Term (16+ years) historic %
Risk Profile description - Moderate
As a 'Moderate' investor you are prepared to take a moderate amount of investment risk in order to increase the chance of achieving a positive return. Capital protection is less important to you than achieving a better return on the investment. A typical 'Moderate' investor will usually invest in a variety of assets to obtain diversification. There would be a substantially higher proportion of equities and property compared to fixed interest and cash. The range of asset types helps reduce the overall risks as well as increasing the chance of better returns.